Insurance

As members of Livery and Maintenance we are covered by their public liability insurance, and at Wars of the Roses Federation events by their insurance.

Important Facts:

1. If you are working within the health and safety advice of the group it is unlikely that a claim could be made against you. Public liability insurance covers the group for claims made against them, in simplistic terms, when they have been negligent, i.e. when they have not followed H & S advice and this negligence resulted in injury or property damage to third parties.

2. Most people will have individual personal liability insurance as it is usually incorporated into their household contents coverage. They need to check to see whether any activities are included. You may also want to review your household insurance to make sure your policy will cover your camping equipment etc.


Further clarification on insurance can be gained from a member of the committee.